HHS analyzed health insurance premiums for the 36 states in which HHS will support or fully facilitate exchanges and the 11 states and the District of Columbia that will run their own marketplaces. According to the report, 95 percent of consumers will have a choice of two or more health insurance issuers, and the same percentage live in states with average premiums below previous estimates. In states where HHS will fully or partly run exchanges, individuals will be able to choose from an average of 53 qualified health plans.
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