AHIP has issued a memo to reporters providing information on the reform law’s grandfathering provision in response to the flurry of coverage surrounding plan cancellations. Most policies in the individual market aren’t grandfathered, meaning they went into effect after the PPACA became law in March 2010. Furthermore, HHS has specified plans that underwent changes after March 2010 such as having an annual dollar limit on benefits imposed aren’t considered grandfathered, even if they were in effect before the PPACA was signed.
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